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Missouri Consumer Notice of Rights

Updated: April 2023

Disclosure

TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OF CALL SUPPORT [email protected] (855) 727-2395 Scratch Financial, Inc. 225 S. Lake Avenue, Suite 250, Pasadena, CA 91101 www.scratchpay.com The lender is licensed and regulated by the State of Missouri Division of Finance 301 West High Street, Room 630 P.O. Box 716 Jefferson City, MO 65102. To report any unresolved problems of complaints, contact the division by telephone at (573) 751-3242 or visit the website http:www.finance.mo.gov

Missouri Loan Rate and Fee Disclosure

Missouri-Loan-rate-and-disclosure-fee-missouri.pdf

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Payment Agreement for Scratch Plan Bi-Weekly, formerly Take 5 (US)- Retired
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Scratch Pay plans in the US are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products, and Scratch Pay plans may not be available in all states.